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Rural Community of Fundy Shores
31 Malcolm Meehan Road
E5J 2G2
Musquash NB
POLICY TITLE: CORPORATE CREDIT CARD POLICY
POLICY NUMBER: 2023-05
VERSION NUMBER: 1
DATE APPROVED: FEBRUARY 1, 2023
EFFECTIVE DATE: FEBRUARY 1, 2023
Purpose
The purpose of this policy is to outline the responsibilities and expectations of the Rural
Community of Fundy Shores credit card holders. The Rural Community of Fundy Shores
will be referred to as "Fundy Shores" throughout this document
Scope
This policy applies to all employees of Fundy Shores who are granted and assigned a
corporate credit card. The conditions set forth in this policy govern the responsible use of,
and procedures for, credit cards belonging to Fundy Shores for the purpose of conducting
its business.
The majority of business expenses under $5,000, which cannot be invoiced directly to
Fundy Shores, are to be purchased by the cardholder and paid for with the corporate credit
card.
Cardholders are responsible for ensuring that they adhere to this Corporate Credit Card
Policy in order to enforce adequate controls to minimize the risk of corporate credit cards
being used for fraudulent purposes.
Responsibility & Authority
The staff issued a credit card is responsible for: charges to the department's credit card,
providing paper backup for all charges, reasonable protection against fraudulent activity on
the credit card and ensuring all policies are adhered to.
Requests for advice and assistance in the administration and interpretation of this policy
should be directed to the Chief Administrative Officer.
Eligibility
A corporate credit card will be issued per department as listed below with the authorized
credit limits:
General Government
$10,000
(For use by the CAO.)
Additional cards and limits to be added as necessary.
Staff with approval from the CAO may use the department's corporate credit card for
authorized transactions, as authorized.
Limits & Conditions of Use
Each corporate credit card shall be limited to the maximums as listed above and can only be
used for transactions while doing business for Fundy Shores.
The use of corporate credit cards to obtain cash advances are strictly prohibited. Corporate
credit cards may only be used to incur expenses for the assigned department and must be
approved by the department head.
The use of corporate credit cards is for conducting Fundy Shores business only. Charging
personal expenses to a corporate credit card is forbidden in any circumstances.
Card
transactions will be monitored by CAO and Contract Accountant to ensure compliance.
Failure to comply with the conditions set forth in this policy can result in one or more of the
following actions: cancellation of the card; loss of corporate credit card privileges;
deduction of misused funds from the card holder's salary and/or termination of
employment.
Monthly Statements
Expenditures covered by corporate credit cards must be reconciled by the CAO within
fifteen (15) days of the credit card's statement date.
Cardholders are responsible for
supplying the Office with the appropriate backup for ALL transactions on the card. This
will include the receipt or invoice from the vendor that documents the goods or services
purchased, the cost of the goods or services and the date of the purchase. Each staff
member is also responsible for ensuring these invoices and receipts are coded and signed
off prior to supplying these to CAO. Purchases made online will require the same detailed
information for confirmation of purchase.
The CAO will be responsible for all reconciliations of corporate credit cards used by staff
member, the Contract Accountant used by Fundy Shores will be responsible for the review
and reconciliation of the CAO's corporate credit card and provide a secondary review of the
staff member cards. Any non-conforming use by the CAO will be reported to Council by the
Contract Accountant to prevent any interference in process.
All receipts are to be submitted to the CAO as soon as possible following the transaction
using the corporate credit card. Upon reconciling the statement to receipts provided and
notifying the department head responsible should any transactions appear on the card for
which no documentation has been submitted. The staff member is then responsible for
immediate remittance of the requested receipt.
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Cardholders who do not provide the proper documentation for transactions shall be sent a
reminder of their obligations.
Continued failure may result in the loss of access to the
corporate credit card, or possible disciplinary action, including financial responsibility or
employment termination.
Cardholder Responsibilities
Cardholders must retain original receipts of all transactions and submit them to the CAO as
soon as possible following the transaction.
Cardholders who travel shall either bill daily expenses to the corporate credit card or claim
daily expenses as per diem rates. Cardholders may not bill daily expenses to both.
Lost or stolen corporate credit cards must be reported and cancelled immediately with
Fundy Shores credit card supplier, as well as reported to the CAO.
The card holder is responsible for ensuring due care and attention when the corporate
credit card is used.
This includes ensuring security of internet sites and providing the
credit card number for telephone transactions.
Monitoring
Fundy Shores reserves the right to conduct random audits of cardholder purchases and
monthly statements, either by internal or external auditors.
Disputed Transactions
Disputed transactions shall be reconciled by the Rural Community's credit card supplier
and the cardholder.
Cardholders must notify the credit card supplier for resolution.
Disputed transactions in arrears for greater than two (2) months will be brought to the
attention of Council for further action.
Renewals
Request for replacement of lost, stolen or damaged credit cards must be referred to the
CAO. The Rural Community's credit card supplier normally coordinates card replacement.
For corporate credit cards that are due to expire, cardholders will receive a replacement in
advance. Old cards must be returned to the CAO for immediate destruction. Replacement
cards must be signed by the cardholder immediately upon receipt of the replacement card.
It is the responsibility of the cardholder to activate their corporate credit card when
necessary.
Termination of Employment
Prior to termination of employment or job duties requiring corporate credit card use, each
cardholder must:
a) Provide the CAO with receipts for all charges on the corporate credit card.
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b) Surrender the corporate credit card to the CAO.
VERSION LOG
Version Number
Amendment
Description
Approved By
Approval Date
1
N/A
Council
February 1, 2023
ANNOTATION FOR OFFICIAL POLICY BOOK
This is to certify that the foregoing is a true and accurate copy of the Rural Community of Fundy Shores
Corporate Credit Card Policy, which was adopted by Council at its duly convened meeting held 1st day of
February, 2023.
______________________________________
____________________________________
Linda N. Sullivan Brown
Date
Chief Administrative Officer
Rural Community of Fundy Shores
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