This is the exact embedded text of the captured official document.
Snapshot b3f255032cb0 · verified 2026-10-26 ·
original document ·
archived snapshot ·
unofficial consolidation, the official version is held by the municipal clerk.
# Tax Rates and Rebates
Tax rates determine how much property tax you pay, based on the assessed value of your property. The rate varies depending on the class of property you own.
## On this page
* How property taxes are calculated
* Current tax rates
* Past tax rates
* Tax rebates
---
## How property taxes are calculated
Property taxes are calculated by multiplying the value of your property (assessed independently by the Municipal Property Assessment Corporation by the tax rate.
The tax rate is established by Haldimand County annually in June through the tax policy report. The tax rate changes each year based on the value of all properties and how much funding is needed to provide services.
VIDEO: how property values affect your taxes
**For example:** In 2026, the residential tax rate is 1.403297%. For an average home (valued at $288,022) in Haldimand County, this works out to about $4,041.80 per year in property taxes.
## 2026 final tax rates
The total tax rate for Haldimand County includes both the Haldimand tax portion and the Education tax portion. The Province of Ontario establishes the Education tax rate.
2026 final property tax rates
| Property class | Tax class | County | Education | Total |
| --- | --- | --- | --- | --- |
| Residential/Farm | RT (RF, RG, RH, RP) | 0.01250297 | 0.00153000 | 0.01403297 |
| Residential Farmlands Awaiting Development | R1P | 0.00937722 | 0.00114750 | 0.01052472 |
| Multi-Residential | MT | 0.02500593 | 0.00153000 | 0.02653593 |
| Multi-Residential (New Construction) | NT | 0.01250297 | 0.00153000 | 0.01403297 |
| Commercial (Occupied) | CT, ST, GT, (CG, CP, DP) | 0.02116627 | 0.00880000 | 0.02996627 |
| Commercial (Occupied - PIL Education Retained) | (CF, CJ, CH, GF) | 0.02116627 | 0.01163509 | 0.03280136 |
| Landfill | HT (HF) | 0.02116627 | 0.00880000 | 0.02996627 |
| Commercial Excess Lands/Vacant Lands | CU, SU, CX (CR, CZ) | 0.02116627 | 0.00880000 | 0.02996627 |
| Commercial Excess Lands/ Vacant Lands (PIL Education Retained) | (CJ) | 0.02116627 | 0.01163509 | 0.03280136 |
| Commercial (New Construction) | XT (XP) | 0.02116627 | 0.00880000 | 0.02996627 |
| Commercial (New Construction - Vacant Lands) | XU | 0.02116627 | 0.00880000 | 0.02996627 |
| Commercial Small-Scale On-Farm Subclass | C7, C0 | 0.00529157 | 0.00220000 | 0.00749157 |
| Industrial (Occupied) | IT, LT (IP) | 0.02909940 | 0.00880000 | 0.03789940 |
| Industrial (Occupied - PIL Education Retained) | (IH, II, LH, LI, LN, LS) | 0.02909940 | 0.01250000 | 0.04159940 |
| Industrial Excess Lands/Vacant Lands | IU, LU, IX (IZ) | 0.02909940 | 0.00880000 | 0.03789940 |
| Industrial Excess Lands/Vacant Lands (PIL Education Retained) | (IJ, IK, LK) | 0.02909940 | 0.01250000 | 0.04159940 |
| Industrial Farmland Pending Development | I1N | 0.00937722 | 0.00114750 | 0.01052472 |
| Industrial (New Construction) | JT (JP) | 0.02909940 | 0.00880000 | 0.03789940 |
| Industrial (New Construction - PIL Education Retained) | (JH) | 0.02909940 | 0.00980000 | 0.03889940 |
| Industrial Excess Lands/Vacant Lands (New Construction) | JU | 0.02909940 | 0.00880000 | 0.03789940 |
| Industrial Excess Lands/Vacant Lands (New Construction - PIL Education Retained) | (JK) | 0.02909940 | 0.00980000 | 0.03889940 |
| Industrial Small-Scale On-Farm Subclass | I7, I0 | 0.00727485 | 0.00220000 | 0.00947485 |
| Aggregate Extraction | VT | 0.02367837 | 0.00511000 | 0.02878837 |
| Pipelines | PT | 0.01862192 | 0.00880000 | 0.02742192 |
| Farmlands | FT (FP) | 0.00312574 | 0.00038000 | 0.00350574 |
| Managed Forests | TT | 0.00312574 | 0.00038000 | 0.00350574 |
---
## Past tax rates
2025
## 2025 final tax rates
The total tax rate for Haldimand County includes both the Haldimand tax portion and the Education tax portion. The Province of Ontario establishes the Education tax rate.
2025 property tax rates
| Property class | Tax class | County | Education | Total |
| --- | --- | --- | --- | --- |
| Residential/Farm | RT (RF, RG, RH, RP) | 0.01206726 | 0.00153000 | 0.01359726 |
| Residential Farmlands Awaiting Development | R1P | 0.00905044 | 0.00114750 | 0.01019794 |
| Multi-Residential | MT | 0.02413451 | 0.00153000 | 0.02566451 |
| Multi-Residential (New Construction) | NT | 0.01206726 | 0.00153000 | 0.01359726 |
| Commercial (Occupied) | CT, ST, GT, (CG, CP, DP) | 0.02042866 | 0.00880000 | 0.02922866 |
| Commercial (Occupied - PIL Education Retained) | (CF, CJ, CH, GF) | 0.02042866 | 0.01163509 | 0.03206375 |
| Landfill | HT (HF) | 0.02042866 | 0.00880000 | 0.02922866 |
| Commercial Excess Lands/Vacant Lands | CU, SU, CX (CR, CZ) | 0.02042866 | 0.00880000 | 0.02922866 |
| Commercial Excess Lands/ Vacant Lands (PIL Education Retained) | (CJ) | 0.02042866 | 0.01163509 | 0.03206375 |
| Commercial (New Construction) | XT (XP) | 0.02042866 | 000880000 | 0.02922866 |
| Commercial (New Construction - Vacant Lands) | XU | 0.02042866 | 0.00880000 | 0.02922866 |
| Commercial Small-Scale On-Farm Subclass | C7, C0 | 0.00510716 | 0.00220000 | 0.00730716 |
| Industrial (Occupied) | IT, LT (IP) | 0.02808533 | 0.00880000 | 0.03688533 |
| Industrial (Occupied - PIL Education Retained) | (IH, II, LH, LI, LN, LS) | 0.02808533 | 0.01250000 | 0.04058533 |
| Industrial Excess Lands/Vacant Lands | IU, LU, IX (IZ) | 0.02808533 | 0.00880000 | 0.03688533 |
| Industrial Excess Lands/Vacant Lands (PIL Education Retained) | (IJ, IK, LK) | 0.02808533 | 0.01250000 | 0.04058533 |
| Industrial Farmland Pending Development | I1N | 0.00905044 | 0.00114750 | 0.01019794 |
| Industrial (New Construction) | JT (JP) | 0.02808533 | 0.00880000 | 0.03688533 |
| Industrial (New Construction - PIL Education Retained) | (JH) | 0.02808533 | 0.00980000 | 0.03788533 |
| Industrial Excess Lands/Vacant Lands (New Construction) | JU | 0.02808533 | 0.00880000 | 0.03688533 |
| Industrial Excess Lands/Vacant Lands (New Construction - PIL Education Retained) | (JK) | 0.02808533 | 0.00980000 | 0.03788533 |
| Industrial Small-Scale On-Farm Subclass | I7, I0 | 0.00702133 | 0.00220000 | 0.00922133 |
| Aggregate Extraction | VT | 0.02285321 | 0.00511000 | 0.02796321 |
| Pipelines | PT | 0.01797297 | 0.00880000 | 0.02677297 |
| Farmlands | FT (FP) | 0.00301681 | 0.00038250 | 0.00339931 |
| Managed Forests | TT | 0.00301681 | 0.00038250 | 0.00339931 |
2024
## 2024 final tax rates
The total tax rate for Haldimand County includes both the Haldimand tax portion and the Education tax portion. The Province of Ontario establishes the Education tax rate.
2024 property tax rates
| Property class | Tax class | County | Education | Total |
| --- | --- | --- | --- | --- |
| Residential/Farm | RT (RF, RG, RH, RP) | 0.01153904 | 0.00153000 | 0.01306904 |
| Residential Farmlands Awaiting Development | R1P | 0.00865428 | 0.00114750 | 0.00980178 |
| Multi-Residential | MT | 0.02307808 | 0.00153000 | 0.02460808 |
| Multi-Residential (New Construction) | NT | 0.01153904 | 0.00153000 | 0.01306904 |
| Commercial (Occupied) | CT, ST, GT, (CG, CP, DP) | 0.01953444 | 0.00880000 | 0.02833444 |
| Commercial (Occupied - PIL Education Retained) | (CF, CJ, CH, GF) | 0.01953444 | 0.01163509 | 0.03116953 |
| Landfill | HT (HF) | 0.01953444 | 0.00880000 | 0.02833444 |
| Commercial Excess Lands/Vacant Lands | CU, SU, CX (CR, CZ) | 0.01953444 | 0.00880000 | 0.02833444 |
| Commercial Excess Lands/ Vacant Lands (PIL Education Retained) | (CJ) | 0.01953444 | 0.01163509 | 0.03116953 |
| Commercial (New Construction) | XT (XP) | 0.01953444 | 0.00880000 | 0.02833444 |
| Commercial (New Construction - Vacant Lands) | XU | 0.01953444 | 0.00880000 | 0.02833444 |
| Commercial Small-Scale On-Farm Subclass | C7, C0 | 0.00488361 | 0.00220000 | 0.00708361 |
| Industrial (Occupied) | IT, LT (IP) | 0.02685596 | 0.00880000 | 0.03565596 |
| Industrial (Occupied - PIL Education Retained) | (IH, II, LH, LI, LN, LS) | 0.02685596 | 0.01250000 | 0.03935596 |
| Industrial Excess Lands/Vacant Lands | IU, LU, IX (IZ) | 0.02685596 | 0.00880000 | 0.03565596 |
| Industrial Excess Lands/Vacant Lands (PIL Education Retained) | (IJ, IK, LK) | 0.02685596 | 0.01250000 | 0.03935596 |
| Industrial Farmland Pending Development | I1N | 0.00865428 | 0.00114750 | 0.00980178 |
| Industrial (New Construction) | JT (JP) | 0.02685596 | 0.00880000 | 0.03565596 |
| Industrial (New Construction - PIL Education Retained) | (JH) | 0.02685596 | 0.00980000 | 0.03665596 |
| Industrial Excess Lands/Vacant Lands (New Construction) | JU | 0.02685596 | 0.00880000 | 0.03565596 |
| Industrial Excess Lands/Vacant Lands (New Construction - PIL Education Retained) | (JK) | 0.02685596 | 0.00980000 | 0.03565596 |
| Industrial Small-Scale On-Farm Subclass | I7, I0 | 0.00671399 | 0.00220000 | 0.00891399 |
| Pipelines | PT | 0.01718624 | 0.00880000 | 0.02598624 |
| Farmlands | FT (FP) | 0.00288476 | 0.00038250 | 0.00326726 |
| Managed Forests | TT | 0.00288476 | 0.00038250 | 0.00326726 |
2023
* 2023 Tax Rates (PDF)
2022
* 2022 Tax Rates (PDF)
For earlier tax rates, contact our tax team.
---
## Tax rebates
Rebates for seniors and people with disabilities
Seniors who receive the Guaranteed Income Supplement and people who receive support through the Ontario Disability Support Program can apply for a deferral on their property tax increase.
Eligibility for this program also requires individuals to remain current with their ongoing property tax obligations and bring any arrears into good standing.
**Please note:** as per the Deferral of Municipal Taxes Policy 2001-27, applicants are required to establish eligibility for the deferral each taxation year. Applications will not automatically carry forward to future years, as individual income situations change over time.
* Apply for Property Tax Deferral
Tax appeals: cancellation, reduction or refund
We accept applications to cancel or reduce property taxes in these circumstances:
* A property could not be used for its normal use because of repairs or renovations for at least three months a year.
* The use of a non-residential property has changed since the return of the last revised assessment roll.
* A property has exempt status after the return of the last revised assessment roll.
* There has been a fire or demolition in a building.
* There is a gross or manifest error in the assessment.
To make an appeal, learn about eligibility and the deadlines, visit the tax appeal application form.
Learn more about the steps of the appeal process on the MPAC website.
Charitable organization rebate
Eligible charities occupying commercial or industrial property in Haldimand County may apply for a tax rebate.
Along with the Charitable Rebate Application form, you must also provide proof of:
* status as an eligible organization (e.g. letters patent or confirmation from Revenue Canada of charitable status)
* lease payments that include a portion of property taxes or additional payments made to the landlord for a proportionate share of property taxes.
Applications must be received by Haldimand County by the last day of February of the year following the taxation year.
Contact Us
**Property Taxes**
53 Thorburn Street South
Cayuga, Ontario
Canada, N0A 1E0
Email Property Taxes
Phone: 905-318-5932