Property tax & assessment — Lake of Bays, Ontario

What is the tax rate? When are taxes due? How is property assessed?

In the Township of Lake of Bays, Ontario, property tax & assessment rules are set by By-law 2026-068 — Estimates and Tax Rates for 2026 (local, Muskoka and education), verified 2026-10-23. Due dates: Demand date: June 19th, 2026; due and payable: July 27th, 2026 and September 28th, 2026.

By-law 2026-068 — Estimates and Tax Rates for 2026 (local, Muskoka and education) adopted bylaw
tax rate Schedule "B" District Municipality of Muskoka - General: Residential/Farm 0.00343640; Multi-Residential 0.00343640; Commercial/New Construction 0.00378000; Commercial Excess Land 0.00378000; Commercial Vacant Land 0.00378000; Industrial/New Construction 0.00378000; Industrial Excess Land 0.00378000; Industrial Vacant Land 0.00378000; Aggregate Extraction 0.00378000; Farmlands 0.00085910; Managed Forest 0.00085910. Schedule "C" Waste Management: Residential/Farm 0.00040540; Multi-Residential 0.00040540; Commercial/New Construction 0.00044590; Commercial Excess Land 0.00044590; Commercial Vacant Land 0.00044590; Industrial 0.00044590; Industrial Excess Land 0.00044590; Industrial Vacant Land 0.00044590; Aggregate Extraction 0.00044590; Farmlands 0.00010140; Managed Forest 0.00010140. Schedule "D" Healthcare Facilities: Residential/Farm 0.00009040; Multi-Residential 0.00009040; Commercial/New Construction 0.00009940; Commercial Excess Land 0.00009940; Commercial Vacant Land 0.00009940; Industrial 0.00009940; Industrial Excess Land 0.00009940; Industrial Vacant Land 0.00009940; Aggregate Extraction 0.00009940; Farmlands 0.00002260; Managed Forest 0.00002260. Schedule "E" Water Services (Urban Area A): Residential/Farm 0.00087000; Multi-Residential 0.00087000; Commercial/New Construction 0.00095700; Commercial Excess Land 0.00095700; Commercial Vacant Land 0.00095700; Industrial 0.00095700; Industrial Excess Land 0.00095700; Industrial Vacant Land 0.00095700; Aggregate Extraction 0.00095700; Farmlands 0.00021750; Managed Forest 0.00021750. Schedule "F" Sewer Services (Urban Area A): Residential/Farm 0.00199200; Multi-Residential 0.00199200; Commercial/New Construction 0.00219120; Commercial Excess Land 0.00219120; Commercial Vacant Land 0.00219120; Industrial 0.00219120; Industrial Excess Land 0.00219120; Industrial Vacant Land 0.00219120; Aggregate Extraction 0.00219120; Farmlands 0.00049800; Managed Forest 0.00049800. Schedule "A" Township of Lake of Bays - General: Residential/Farm 0.00237107; Multi-Residential 0.00237107; Commercial/New Construction 0.00260817; Commercial Excess Land 0.00260817; Commercial Vacant Land 0.00260817; Industrial/New Construction 0.00260817; Industrial Excess Land 0.00260817; Industrial Vacant Land 0.00260817; Aggregate Extraction 0.00260817; Farmlands 0.00059277; Managed Forest 0.00059277. Schedule "G" Street Lights - Franklin: Residential/Farm 0.00000353; Multi-Residential 0.00000353; Commercial/New Construction 0.00000388; Commercial Excess Land 0.00000388; Commercial Vacant Land 0.00000388; Industrial 0.00000388; Industrial Excess Land 0.00000388; Industrial Vacant Land 0.00000388; Aggregate Extraction 0.00000388; Farmlands 0.00000088; Managed Forest 0.00000088. Schedule "H" Street Lights - Sinclair: Residential/Farm 0.00000840; Multi-Residential 0.00000840; Commercial/New Construction 0.00000924; Commercial Excess Land 0.00000924; Commercial Vacant Land 0.00000924; Industrial 0.00000924; Industrial Excess Land 0.00000924; Industrial Vacant Land 0.00000924; Aggregate Extraction 0.00000924; Farmlands 0.00000210; Managed Forest 0.00000210. Schedule "I" Street Lights - Ridout: Residential/Farm 0.00001413; Multi-Residential 0.00001413; Commercial/New Construction 0.00001554; Commercial Excess Land 0.00001554; Commercial Vacant Land 0.00001554; Industrial 0.00001554; Industrial Excess Land 0.00001554; Industrial Vacant Land 0.00001554; Aggregate Extraction 0.00001554; Farmlands 0.00000353; Managed Forest 0.00000353. Schedule "J" Street Lights - McLean: Residential/Farm 0.00002542; Multi-Residential 0.00002542; Commercial 0.00002796; Commercial Excess Land 0.00002796; Commercial Vacant Land 0.00002796; Industrial 0.00002796; Industrial Excess Land 0.00002796; Industrial Vacant Land 0.00002796; Aggregate Extraction 0.00002796; Farmlands 0.00000636; Managed Forest 0.00000636. Schedule "K" Education: Residential/Farm 0.00153000; Multi-Residential 0.00153000; Commercial/New Construction 0.00681019; Commercial Excess Land 0.00681019; Commercial Vacant Land 0.00681019; Industrial 0.00799699; Industrial Excess Land 0.00799699; Industrial Vacant Land 0.00799699; Aggregate Extraction 0.00511000; Farmlands 0.00038250; Managed Forest 0.00038250. Schedules "A" to "K" inclusive
due dates Demand date: June 19th, 2026; due and payable: July 27th, 2026 and September 28th, 2026 s. 5; s. 6
penalty interest 1¼ % on current and arrears taxes remaining unpaid; first day of default August 1st, 2026 and October 1st, 2026, for each installment respectively, and on the first day of each calendar month thereafter in which default continues. s. 7
scout note

Township of Lake of Bays by-law adopting 2026 estimates and levying tax rates for local, Muskoka and education purposes. Default dates for instalments are August 1 and October 1, 2026, with penalties added on the first of each month.

2026 Tax Rates summary sheet

Tax class summary: township, upper tier (Muskoka By-law 2026-14), school and total rates by class for 2026.

Property Taxes — Township of Lake of Bays

Tax bills issued January (due February and April) and June (due July and September). Interest of 1.25% added on the first day of each month on unpaid balances.

Tax Rates & Calculations — Lake of Bays

Links to the 2024-2026 tax rate summary sheets.

Machine-readable: property-tax.json · Official website: https://www.lakeofbays.on.ca/ · Last verified 2026-10-23 · Property tax & assessment across Ontario · Property tax & assessment in other municipalities